Equity & Trusts

Ontario Constructive Trust Guide 2024: Unjust Enrichment, Tracing, and Remedies

From common-law spouse claims to fiduciary breaches — understanding when Ontario courts impose constructive trusts and how to quantify the remedy.

By Atticus Legal TeamNovember 202415 min read

Constructive trust is one of equity's most powerful and flexible remedies. Unlike an express trust (created by agreement) or a resulting trust (implied by contribution), a constructive trust is imposed by law to prevent unjust enrichment — giving the plaintiff a proprietary interest in specific assets rather than merely a personal claim against the defendant.

This guide explains the three-part unjust enrichment test after Kerr v Baranow, when courts will grant a proprietary remedy instead of a monetary award, how to trace misappropriated assets, and the key applications in Ontario family law and commercial disputes.

The Unjust Enrichment Test: Three Elements

The Supreme Court of Canada consolidated the unjust enrichment doctrine in Kerr v Baranow [2011] SCC 10. All three elements must be established.

1

Enrichment of the Defendant

The defendant received a benefit — money, property, services, or assumption of debt

Note: Broadly interpreted; includes free labour, mortgage payments, home improvements

2

Corresponding Deprivation of the Plaintiff

The plaintiff suffered a loss or provided something of value without compensation

Note: Loss corresponds to the enrichment; not necessarily equal in amount

3

Absence of Juristic Reason

No legal basis justifies the defendant retaining the enrichment at the plaintiff's expense

Note: Established reasons: contract, gift, testamentary disposition, statutory requirement

The Juristic Reason Analysis

The third element — absence of juristic reason — involves a two-step analysis after Garland v Consumers' Gas Co [2004] SCC 25:

Step 1:Does the enrichment fall within an established category (contract, gift, disposition of law, statutory requirement)? If yes, there is juristic reason — no unjust enrichment.
Step 2:If no established category applies, is there a residual reason based on reasonable expectations of the parties and public policy? The onus shifts to the defendant to establish juristic reason.

Proprietary vs Personal Remedies

Establishing unjust enrichment does not automatically entitle the plaintiff to a constructive trust. The court must determine whether the facts justify a proprietary remedy (constructive trust) or whether a personal remedy (monetary award) is adequate.

RemedyTypeWhen GrantedEffect
Constructive TrustProprietaryDefendant insolvent; special value; direct link to specific propertyPlaintiff holds an equitable interest in identified property; priority over creditors
Monetary AwardPersonalDefault remedy; no special reason for proprietary remedyJudgment debt; no priority in insolvency
Quantum MeruitPersonalServices rendered without compensationMarket value of services; assessed at time of trial
Joint Family VentureProprietary/PersonalCommon-law spouses who pooled efforts over time (Kerr v Baranow)Proportionate share of wealth accumulated through joint efforts

Tracing Principles

Tracing is the process of following misappropriated assets through a series of transactions to identify what the plaintiff can claim. It is a prerequisite to a proprietary remedy — the plaintiff must trace their original asset into the specific property or fund against which they seek a constructive trust.

Common Law Tracing

Available where property remains in its original form or is exchanged for identifiable substitute. Cannot trace through mixed funds.

Equitable Tracing

Available where there is a fiduciary relationship or misappropriation. Can trace through mixed funds using the lowest intermediate balance rule.

Mixing of Funds

Where trust money is mixed with the defendant's own money, equity allows tracing into the mixed fund. The plaintiff can claim a proportionate share.

Bona Fide Purchaser Defence

A bona fide purchaser for value without notice of the equity takes free of the constructive trust. This defence defeats the tracing claim.

Lowest Intermediate Balance Rule

The plaintiff can only trace up to the lowest balance the fund reached after the mixing — if the defendant dissipated all funds at some point, the tracing fails.

Swollen Assets Theory

Some courts permit a constructive trust over the defendant's general assets where specific tracing is impossible but assets were demonstrably increased by the wrongdoing.

Key Applications in Ontario Law

ContextApplicationLeading Case
Common-Law SpousesPartner claims interest in family home or assets on breakdown; unjust enrichment for unpaid domestic contributionsKerr v Baranow [2011] SCC 10
Fiduciary BreachTrustee or director diverts assets to themselves; beneficiary traces proceeds into acquired propertySoulos v Korkontzilas [1997] 2 SCR 217
Business RelationshipsBusiness partner misappropriates partnership assets; investor claims trust over specific investment proceedsLac Minerals Ltd v International Corona Resources [1989] 2 SCR 574
Real PropertyPlaintiff contributes to purchase price or mortgage; legal title in defendant's name alonePeter v Beblow [1993] 1 SCR 980
Solicitor-Client RelationshipsSolicitor receives secret commission or acts in conflict; client traces proceedsHodgkinson v Simms [1994] 3 SCR 377
Matrimonial HomeMarried spouse claims constructive trust where Family Law Act equalization is inadequate or excludedVarious Ontario Superior Court decisions

Joint Family Venture Doctrine

In Kerr v Baranow, the Supreme Court introduced the joint family venture doctrine for long-term domestic partnerships. Where former common-law spouses have been engaged in a joint family venture — pooling their efforts, resources, and lives toward shared goals — a constructive trust (or monetary award) based on proportionate contribution may be granted.

Four Factors for Joint Family Venture

1.Mutual effort — parties worked together, not just parallel lives
2.Economic integration — shared finances, joint accounts, joint debts
3.Actual intent — did the parties subjectively intend a joint venture?
4.Priority of family — one or both parties subordinated career to family

Frequently Asked Questions

What are the three elements of unjust enrichment in Ontario?

Under Kerr v Baranow [2011] SCC 10, the three elements are: (1) an enrichment of the defendant, (2) a corresponding deprivation of the plaintiff, and (3) the absence of a juristic reason for the enrichment. The juristic reason analysis considers established categories (contract, gift, disposition of law) and a residual category based on reasonable expectations of the parties and public policy.

When will a court impose a constructive trust rather than a monetary remedy for unjust enrichment?

A proprietary remedy (constructive trust) is granted when a monetary award would be inadequate because: (1) the defendant is insolvent, (2) the specific property has special value to the plaintiff, or (3) the plaintiff made a sufficiently direct contribution to the acquisition or preservation of specific property. A mere causal link to a fund or asset is insufficient — the connection must be direct.

What is the difference between a remedial and institutional constructive trust?

An institutional constructive trust arises automatically by operation of law upon the occurrence of certain events (e.g., a fiduciary breach), regardless of judicial recognition. A remedial constructive trust is a discretionary remedy imposed by a court to reverse unjust enrichment. Canada (unlike England) recognizes both but primarily uses the remedial constructive trust as a flexible equitable remedy.

Can a constructive trust be claimed in family law matters in Ontario?

Yes. Unjust enrichment and constructive trust claims are available in Ontario family law matters, particularly for unmarried (common-law) spouses. Married spouses are generally governed by the equalization of net family property regime under the Family Law Act, but may still bring unjust enrichment claims for specific assets. Common-law spouses outside the Family Law Act may rely on constructive trust to claim an interest in a partner's property.

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